RetireSMART!: How to Plan for a Tax-Free Retirement

Product Information

By advising of any changes as early as possible it avoids delays in receiving your payslip or your pension. Your projected account based pension balance is shown at 1 July after you reach the age indicated on the chart. There is a lot to consider when comparing investment options between funds. Risk and return objectives and asset allocation within investment options may differ between funds and should be taken into account when comparing funds. Tax

Unless otherwise noted, investments are not deposits, insured by the FDIC or any federal government agency, or bank guaranteed and may lose value. Surviving spouses’/civil partners normally qualify for a contributory widow/widower/surviving civil partners pension from the Department of Social Protection. The Pensions Office will write to your spouse/civil partner, when advised of your death, and will provide all the necessary information to help them at that difficult time.No allowance is made for any other tax. In particular, if you receive a benefit amount before age 60 no allowance is made for any income tax payable.

Wage Inflation is used to inflate the following legislative and other factors throughout the projection: We assume the dollar per annum administration fees are charged mid-year on average and will increase with Wage Inflation each year and that the administration fees charged as a % of your balance are charged mid-year on average.

True Potential Policy Holders

We assume that the indirect costs are charged as a % of your balance are charged mid-year on average.